Why Buy vs. Lease?

Once you’ve set your sights on a car, you may want to start thinking about financing. Even if you’re still shopping for the right car, deciding on a finance plan will position you at the head of the game.

If you’re an Ogdensburg, Canton, and Massena, New York, car shopper who doesn’t know whether to buy vs. lease, let Bill Rapp Chevrolet Buick of Ogdensburg show you the way.
Buying a Car

So, why should you buy a car? Plenty of reasons make this a plausible suggestion for car shoppers. Let’s go over all the details, so you know if it could work within your individual situation.

Signing the loan documentation instantly grants you ownership status. Since you’re the owner, you can customize the car with a variety of accessories, whether you’re looking for a snazzy decal or a safety harness for your dog. It’s up to you to make your vehicle the way you want it to look.

When you own a car, you won’t have any mileage restrictions to limit where you go. If you think that it’s time to visit your relatives out on the West Coast, and you want to drive there, saddle up and let’s go.

With a loan, you’re going to be paying for the car once a month. This record of payments shows lenders that you’re a reliable borrower, which adds to your level of equity. Eventually, you’ll be able to buy a house or finance a boat with that type of solid foundation.

Buying a Car
Leasing a Car
Leasing a Car

For more free-spirited folks, a lease may be more appealing than a loan. A lease spans only up to three years on a typical basis. That means you won’t be committed to one car or another. You can upgrade to a brand-new vehicle upon the expiration of your lease.

Imagine leasing a car every few years. Everything is new to you and fresh and open-ended. And it changes with every model year, so you can experience new technology, new interior amenities, and upgraded features. When you’re accustomed to them, it’s time to spice up your driving again.

A leased car includes comparable warranty coverage to a new car that you bought. The warranties usually extend past the lease span, so you’ll be covered for unexpected repairs. This means that you’ll only be concerned with routine maintenance, which saves you money and time.
Which Payment Plan Is Right for You?
Even after hearing the benefits of both payment plans, you may still have questions. Our dealership finance experts have the answers, and we’ll be happy to speak to you on an individual basis about what could suit your lifestyle. Let us know, and we’ll be happy to walk you through both scenarios.
Finance Experts
Buy or Lease a Car at Bill Rapp Chevrolet Buick of Ogdensburg

Whether you’ve set your sights on a car for use around Ogdensburg, Canton, and Massena, NY, or haven’t chosen one yet, you can find out about buying versus leasing. Both serve great purposes, and the trick is to find the method that works best for you. Schedule a consultation at Bill Rapp Chevrolet of Ogdensburg to learn more.

Get in Touch

  • Contact our Sales Department at: (315) 614-6011
  1. Bill Rapp Chevrolet of Ogdensburg

    4835 STATE HIGHWAY 68
    OGDENSBURG, NY 13669

    • Sales: (315) 614-6011
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